AI & Tech Brief: Agentic money’s roadblocks

The Atlantic Council is examining the challenges of integrating autonomous AI agents into the global financial system as these programs increasingly function as independent economic actors. This shift presents significant hurdles for current banking regulations, legal frameworks, and digital security protocols that are not designed to accommodate non-human transaction participants. Analysts are now assessing how these technologies might reshape monetary policy and financial accountability if agents gain the authority to move assets without direct human oversight.